5/7/2023 0 Comments Home depot credit card![]() ![]() If you have two-factor authentication turned on with your online bank account, you may have to temporarily disable that feature for Plaid to work, depending on the bank. To verify your income, X1 asks you to log into your bank account where your paychecks are deposited via Plaid, a secure financial data connection service. ![]() I was approved for the X1 primarily based on my income. While the application does require a credit pull, a hard credit check was only conducted after I was approved, though it did request my Social Security number to do a soft pull (which doesn’t affect your credit score) before approval. The X1 Card has the potential to help cardholders boost their credit score, in large part because approval is based more on income than on credit. You can get approved even with a lower credit score Put simply, the X1 Card is raising the bar for credit cards. ![]() There are a lot of ways to earn rewards boosts, and you can earn up to 4% back on all of your purchases if you strategize well. This metal credit card runs strictly from a mobile app, where you can generate a number of different virtual credit card types to keep your personal information safe when shopping online. I was not disappointed when I was granted an unexpectedly high credit limit. The X1 Card claims to give up to “5x the average credit line” of other issuers, which can in turn help boost your credit score. The application itself weighs your income more heavily than your credit score, giving those with high incomes and less-than-stellar credit a chance to get approved. On Thursday, the X1 Card ended its waitlist program and opened up applications to the public. The X1 Card is a unique new credit card that offers innovative features in security, rewards and credit-building features. ![]()
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